Cross-Border Payments
With the talk of PayPal issuing a stablecoin, the idea of cheapening cross-border payments is bound to come up again. But it’s not really about crossing borders, it’s a little more complex than that....
With the talk of PayPal issuing a stablecoin, the idea of cheapening cross-border payments is bound to come up again. But it’s not really about crossing borders, it’s a little more complex than that....
I’ve been following along the CBDC narrative for a number of years. It has been fun watching how the talking points have rapidly evolved. CBDCs seem to be getting closer to reality, driven by...
Note: This article was first published on 19 Aug 2020 on the OpenNodes blog, republished here with permission. The greatest trick played on modern society is calling a whole bunch of different instruments with...
I’ve been looking at the design of the new Libra coin (LBR) in the updated Libra Whitepaper. Here’s what I think the differences are between this new “synthetic” coin and the previous iteration of...
This short blog post describes three different types of currency wars that seem to be happening at the moment. The phrase “currency wars” is not new – typically is has referred to deliberate devaluation...
This short post explores some of the additional value that tokenised assets on blockchains can add, over and above pure financial return. The assets in question could be shares, or bonds, or other financial...
Here’s what I think is going on with digital assets and security tokens and why it’s the most exciting thing going on in finance right now. There are two parallel streams of innovation: A...
In this post I explore how legal title to publicly listed shares works in Hong Kong, the USA, and Singapore. Then I relate this to tokens recorded on blockchains.
In this post I describe why freeing financial assets from the books of custodians and returning control of them to their owners could create significant benefits to an economy. This brings together concepts from traditional finance, cryptocurrencies, and enterprise blockchains.
The Basics of Bitcoins and Blockchains is an essential guide for anyone who needs to learn about cryptocurrencies, ICOs, and business blockchains. Written in plain English, it provides a balanced and hype-free grounding in the essential concepts behind the revolutionary technology. It is available on Amazon.