Bits on Blocks

Bits on Blocks - Thoughts on blockchain technology

Category: payments

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banking / blockchain / fintech / payments

Reactive Re-intermediation

I have a simple mental model for financial services and blockchains. Before blockchains, customers (people, businesses) would instruct their bank, which would interact with financial rails to execute the instruction.  Customers did not have...

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banking / economics / fintech / payments

Cross-Border Payments

With the talk of PayPal issuing a stablecoin, the idea of cheapening cross-border payments is bound to come up again.  But it’s not really about crossing borders, it’s a little more complex than that....