Bits on Blocks

Bits on Blocks - Thoughts on blockchain technology

Category: banking

0

banking / blockchain / fintech / payments

Reactive Re-intermediation

I have a simple mental model for financial services and blockchains. Before blockchains, customers (people, businesses) would instruct their bank, which would interact with financial rails to execute the instruction.  Customers did not have...

0

banking / economics / fintech / payments

Cross-Border Payments

With the talk of PayPal issuing a stablecoin, the idea of cheapening cross-border payments is bound to come up again.  But it’s not really about crossing borders, it’s a little more complex than that....

Banking When the Bank is Shut – Token Maximalism 2

banking / blockchain / Corda / digital tokens / distributed ledgers / fintech / money / smart contracts / tokens

Banking When the Bank is Shut – Token Maximalism

In this post I describe why freeing financial assets from the books of custodians and returning control of them to their owners could create significant benefits to an economy. This brings together concepts from traditional finance, cryptocurrencies, and enterprise blockchains.