Blockchains and financial inclusion

Blockchains and financial inclusion

This short post gives an overview on how blockchains could impact financial inclusion and “banking the unbanked”.  There are two parts to this:

  1. Financial inclusion: who counts as unbanked? (it’s not just poor people)
  2. How might distributed ledger (“blockchain”) technology help?

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A gentle introduction to self-sovereign identity

A gentle introduction to self-sovereign identity

In May 2017, the Indian Centre for Internet and Society think tank published a report detailing the ways in which India’s national identity database (Aadhaar) is leaking potentially compromising personal information. The information relates to over 130 million Indian nationals.  The leaks create a great opportunity for financial fraud, and cause irreversible harm to the privacy of the individuals concerned.

It is clear that the central identity repository model has deficiencies.  This post describes a new paradigm for managing our digital identities: self-sovereign identity.

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