Bits on Blocks - Thoughts on blockchain technology
Important note: If you own more than $1,000 worth of cryptocurrency then you should definitely be using a hardware wallet instead of keeping coins on exchanges. I recommend a Ledger Nano (S or Z)...
I’m absolutely thrilled to be able to write about the open sourcing of Project Ubin Phase II, a key project that our team has been working on for the past seven months with the...
banking / blockchain / central banks / Corda / distributed ledgers / money
This article was first posted on r3.com Over the past couple of years, R3 has worked closely with a number of central banks to explore if distributed ledgers could support their policy goals, and...
There has been a lot of hype around central banks, interbank payments, blockchains, and central bank digital currencies (CBDCs), but the narrative has become confusing and often misses the point. What’s going on? Actually...
banking / fintech / introductions / payments
How do banks pay each other? In most countries, when banks want to transfer money to each other, perhaps upon instruction from a customer, they don’t put bundles of banknotes in vans, they pay...
This post aims to explain the various common forms of money that exist today, and the words we use to describe them.
blockchain / Corda / distributed ledgers / financial inclusion / identity / industry workflow tools / smart contracts
This short post gives an overview on how blockchains could impact financial inclusion and “banking the unbanked”. There are two parts to this: Financial inclusion: who counts as unbanked? (it’s not just poor people)...
At conferences and events I often get asked a variation of “Is blockchain regulated?”. The short answer is no: technology is rarely regulated. It’s entities who are regulated (especially in finance). Banks need their...
2016 was the year of creating frameworks and filters to determine if a business problem was worthy of a blockchain-based solution. Often, the frameworks would declare inappropriate potential use cases as ripe for blockchaining, as the...
Currently a number of central banks around the world are exploring two things: A decentralised interbank payment system A central bank digital currency Though often conflated, these are slightly different concepts. You can decentralise...
Bits on Blocks by Antony Lewis is licensed under CC BY-SA 4.0
